This index shows how segregated neighborhoods in Tucson are on a scale of 1 to 100, with a higher number indicating more segregation between white people and people of color. Experts studying the issue consider an index 30 or above to represent segregation.

This index shows potential progress toward integration, measuring segregation of recent home loans in Tucson. On a scale of 1 to 100, a lower number indicates loan applications are less segregated and indicates a potential move in the market toward more integration. Experts studying the issue consider an index 30 or above to represent segregation.

This chart shows the share of home loan applications approved in Tucson. Studies show white applicants are more likely to get a loan than Black, Latino or Hispanic applicants even when income, debt, credit scores and other factors are similar. Researchers also found white families get lower interest rates, higher appraisals and better loan terms than buyers who are Black, Latino or Hispanic, resulting in lower mortgage payments. We considered a gap of more than five percentage points inequity.